In owner financing, the seller acts as the lender. This arrangement can offer flexibility and speed, but it also comes with risks which we explain in this article.

Seller financing is a financial arrangement in which the seller provides a loan to the buyer. It can provide unique advantages for both buyers and seller however, the key to a successful seller financing deal lies in the negotiation of terms.

Buying a business is a significant decision. It involves a myriad of complexities, from understanding the business's operations to working the labyrinth of financial intricacies. One such complexity is financing the purchase. Traditional bank loans are a common route, but they're not the only option. Enter seller financing, which is often called vendor financing!

Preparation is the key to success with most things in life and is particularly important when you are trying to sell a business as a going concern. This is because any potential acquirer will almost certainly want to carry out pre-purchase checks to ensure that your organisation is legally and financially sound, and it is not saddled with unacceptable debt or unquantifiable liabilities.

In today's competitive business landscape, protecting sensitive information is crucial. Companies often rely on non-disclosure agreements ( NDA ) to safeguard their confidential information from being shared with competitors or the public. But do these agreements actually work? In this article, we'll explore the effectiveness of non-disclosure agreements. What is a Non-Disclosure Agreement? A non-disclosure agreement, also known as a confidentiality agreement, is a contract that is intended to ensure that information shared between parties is kept confidential. This information can include trade secrets, financial data, customer lists, and other sensitive information that the discloser has a duty to keep…

If you’re buying or selling a company, there are two main routes to consider – an asset sale or a share sale. Each comes with its own advantages and downsides. In this article, we’re going to look at both, as well as the legal implications, so you can assess which is best for your needs. When assessing the strengths and weaknesses of an asset sale vs share sale, it’s important to understand the basics. As the name implies, an asset sale involves the purchase of some or all the assets of the company, including property, equipment and intellectual property; the…

Selling a business, no matter what size, is a big undertaking requiring plenty of consideration and planning. As an owner or partner, you’ll be looking to get the best possible deal and achieving that means having everything in place from a legal point of view. So your first port of call should be with a team of commercial solicitors with a successful track record in business sales and JPP Law offer a free introductory call which can be utilised before you have found a buyer. It’s a worthwhile exercise because we can provide hints and tips on preparing your business…

Whether or not you are starting to think about retirement, if you have any plans to sell your business in the future then there are steps that you can take to ensure that you achieve the best price for your business and to sell it on the most favourable terms. It is worth investing time and effort to ensure that your business is presented as attractively as possible before you start to market it to potential purchasers

Is your business ripe for more growth? Do you have the team that can take your business to the next level? Or do you want to take a step back and reap some of the rewards of your efforts? If continuity is important to you, then a management buy-out (MBO) or a management buy-in (MBI) might be an appropriate avenue to consider.

When you come to sell your business there will probably be a difference between the price that you think your business is worth and the amount that a buyer wishes to pay you. A possible middle ground is to negotiate an 'earn out' which is a structure whereby on the sale of a company you receive an initial amount, and then further sums will be paid dependent on the performance of the business following the sale.